Man Was Denied a Loan From the FHA Until His Lawyer Sent This Reply. This Is Genius.

A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory... Man Was Denied a Loan From the FHA Until His Lawyer Sent This Reply. This Is Genius.

A New Orleans lawyer sought an FHA loan for a client.

He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral.

The title to the property dated back to 1803, which took the Lawyer three months to track down.

After sending the information to the FHA, he received the following reply (actual letter):

“Upon review of your letter adjoining your client’s loan application, we note that the request is supported by an Abstract of Title.

While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803.

Before final approval can be accorded, it will be necessary to clear the title back to its origin.”

Annoyed, the lawyer responded as follows (actual letter):

“Your letter regarding title in Case No. 189156 has been received.


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